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  • Now Licensed In ArizonaHello everyone, I'm happy to announce that I am now a Licensed Loan Originator in Arizona. Along with working in California I'm looking forward to helping clients and brokers in this new market. Many California residents have invested in property in Arizona because of the rising market and great investment… Read More >
  • What To Do During The Application ProcessSubmitting your loan application does not mean the process is done. There is still a lot of reviewing that needs to happen to finally close the loan. If you are in this phase of the home buying process, there are steps you can take to ensure the loan will close… Read More >
  • Benefits Of Working With A Mortgage BrokerWorking with a mortgage broker has many benefits over acquiring a mortgage with a big bank. Not only can we find the better rates, but we can help make sure buyers have more purchasing power. This can be essential in the San Diego market because of the competition brought on… Read More >
  • What Do Low Unemployment Rates Mean For Real Estate Market?Unemployment is very low. This is great. But, low unemployment is a harbinger of recession as you can see in this chart. However, recessions are a time when interest rates also decline. What does this mean for housing prices? I do not perceive a lot of speculative value in the… Read More >
  • April 2019 Market Updatehttps://youtu.be/mL7tDaAXBrw April is almost over and this what has been going on recently in the real estate market. low inventory of homesinterest rates have remained lowlisting times have been longer for homes Make sure to watch the video above to know what this can mean for you and for other… Read More >
  • Loan Programs For Self Employed BorrowersRight now the hot new programs in the loan world are those suited for self employed borrowers. These programs allow you to use bank statements or stated income instead of your tax statements. Whether you're looking for an investment property or a home for yourself, we can find the right… Read More >
  • San Diego Home Prices DeclineI recently commented on the decline in home prices we have seen over the last months in San Diego. Many homes in the market have had price reductions, which can be common during winter months, but it's something we haven't seen in San Diego homes for some time. While this… Read More >
  • More Buying Opportunity In San Diego  I spoke with ABC10 News about the current state of the real estate market in San Diego. Activity is still slow and interest rates remain high, but this could become an opportunity for those looking to buy. I do think we will see an increase in activity in springtime,… Read More >
  • No-Cost AppraisalsFor a limited time we will cover the cost of your clients' appraisal. This could help to save them hundreds of dollars at closing and make the buying experience even better for your clients. It is available for all conventional loans that close before December 31st. At the time of… Read More >
  • Rent Control In San DiegoI spoke with ABC10 News about the rent control debate currently affecting San Diego.High rental costs in San Diego are prompting people to pursue rent controls to limit rental increases. I believe the long term solution is more supply of housing. The current supply has not met the demand in… Read More >
  • Rising Costs Of Downtown LivingI got the opportunity to talk with The San Diego Union Tribune about the rising costs of apartments in Downtown San Diego. With many new developments comes competition to gain tenants, but the high rents are not drawing in as many renters. Apartment complexes have started to offer concessions to… Read More >
  • We Are Now On YouTubeI'm happy to announce we are now on YouTube. Our first video is about the new Lock and Shop program. With this new program we can lock in your rate for up to 90 days while you still shop for a home. This will surely help to make the home… Read More >
  • Median Home Prices Hit Record HighMedian home prices in San Diego have hit a new record high and prices may not be slowing down. I spoke with the San Diego Union Tribune about this trend in home prices and what it may mean for potential home buyers. The market is very competitive now, and buyers… Read More >
  • Secure Your Rate While Still Searching For A New HomeVery excited to announce this new program I can offer to clients. You can now lock in your rate before purchasing your home. This is a new benefit of getting pre-approved which was already a great option to start with. You can now find out what your interest rates will… Read More >
  • 5 Questions To Ask Before Buying A Home1. How long do I plan to live in this house? Knowing this can help you plan what the next few years will look like. If you are not planning to spend a long time in a house, you might be able to spend less money in order to be… Read More >
  • Technology Creating “New Normal” In Real EstateWith the many changes occurring in real estate that have been brought on by technology, it can be difficult to keep up with the latest trends. This article discusses the way real estate has changed and how brokers have used technology to build better relationships with clients as well as… Read More >
  • An FHA Loan Could Be Right For YouAn FHA loan is a great option for potential homebuyers who do not have the typical 20% of a purchase price saved up and ready to be given as a down payment. This can be an option for people who are still renting or for first-time homebuyers. Many homebuyers can… Read More >
  • 2018’s Cities with the Most Overleveraged Mortgage DebtorsBuying a home represents an important milestone for most consumers. But for those who dive in to the deep end of real estate without a financial safety net, the decision could lead to buyer’s remorse in the long run. Mortgage rates are slowly climbing after reaching historic lows in 2013, but still… Read More >
  • V.A. Homebuyers Often Turned AwayCHULA VISTA, Calif. (KGTV) -- Hundreds of thousands of veterans and active duty military call San Diego County home, but a group says they are facing big disadvantages when trying to buy a house here. The San Diego Veterans Association of Real Estate Professionals says more than 60 percent of listings… Read More >
  • San Diego home price starts year at $529KThe San Diego County median home price was $529,000 in January, down by $11,000 since December, said real estate tracker CoreLogic on Tuesday. The big picture: In a year, the median price increased 6.9 percent. San Diego County’s median home price hit an all-time high in June of $545,000. While… Read More >

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