Jose Mallari interviews Mark Goldman about real estate loans and mortgages in California. Discussion includes choosing a mortgage broker, pre-qualified/pre-approved buyer, debt to income ratio, down payment, closing costs, buyers in foreign countries, first time homebuyer program, conventional loan, jumbo loan, 30 year fixed loan, interest only loan, adjustable rate mortgage, home equity line of credit, FHA loan, Veterans Administration loan, credit check, investing in real estate, reverse mortgage, and mortgage tips