Our Titles vary. We are mortgage consultants, loan originators, loan officers, and mortgage brokers.

What does not vary is that every day, borrowers like you entrust us with one of the most important financial decisions of your life, that if not executed properly can have long-lasting repercussions as was witnessed in 2008 during the mortgage meltdown.

We know that despite our best efforts and the government’s best efforts to regulate the mortgage industry, our borrowers are too busy to review every last line of every single document . Our borrowers trust us as their mortgage advisor and that what they are signing is in their best interest.

We do not take that responsibility lightly. We do what is in the best interest for you, our client, not what is best for our pocketbook as some other brokers before us have done. We know by doing this, we not only are doing what is morally and ethically right, but we know this belief system will result in our borrowers referring us additional clients, the underpinnings of a long term relationship.

HIGHLIGHTS OF COBALT FINANCIAL

  • Members of NAMB (National Association of Mortgage Brokers)
  • FHA approved correspondent
  • Cobalt brokers are seasoned brokers. We do not hire newly licensed loan officers.
  • Many loan officers with Cobalt have obtained their CMPS designation (Certified Mortgage Planning Specialist)
  • Managed by Principals with over 62 years experience in the mortgage industry
  • Former principals of the 2nd Largest Mortgage Broker in the US
  • Our corporate office is available to all clients to intervene in situations when necessary
  • We have strict policies to ensure your confidential information remains confidential
  • Partners with the largest banks in the US
  • Accurate up front rate and closing cost quotes.

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